Privacy Policy

COMPANY OVERVIEW

AFNO™ powered by POCKETNEST™- herein referred to as BUDZET or US is a financial wellness platform that automates savings, investments, and budgeting to forge deeper connections between people and their financial institutions to help them achieve financial wellness. Made by and for millennials and Gen-Xers, it brings institutions rich member data and insights to reach younger audiences more efficiently, serve more people, identify more cross-sell opportunities, and promote holistic financial wellness. BUDZET licenses its comprehensive financial planning software to institutions like banks, credit unions, investment advisors, 401k plan sponsors and employee wellness platforms. Learn more at afno.io. We care about our users' privacy and want to clearly explain how we collect, use and share our users' personal information. This privacy policy applies to our end users (further called “you”) and our institutional partners and is part of our terms of service.

INFORMATION PROVIDED BY USERS

The private information that you provide to us includes your name, email address, date of birth, state of residency and information about your children. With the exception of email address and state of residency, this information is optional and not required to use the application.

All Accounts

To create a BUDZET account, you must provide your email address and state of residency.

Our Users

A BUDZET user is someone who creates an account with BUDZET. We encourage you to complete as many of the BUDZET assessments as possible and link your financial accounts to provide the most customized recommendations.

INFORMATION WE COLLECT

We collect information automatically as you navigate the platform. We may store usage information such as the type of device you use, your operating system, browser type, IP address, and device ID, the pages you visit or request, links clicked, referring sites and your interactions. We use Google Analytics and Segment to see how you use BUDZET so we can improve our platform.

HOW WE USE YOUR INFORMATION

We never sell your information to anyone.

We use your information to:

• Provide advice to you
• Allow you to sign in to your account
• Send you emails relevant to your usage, as controlled by your preferences.
• Understand how you use our platform

INFORMATION SHARED WITH YOUR FINANCIAL INSTITUTION

If you have accessed our platform, then you are an active customer, and the information you add to this platform will be shared with us and us alone.

INFORMATION SHARED WITH THIRD PARTIES

Personally Identifiable Information (PII) is data that includes a personal identifier like your name, email or address, or data that could reasonably be linked back to you. We do not share this data with any third parties.

YOUR PREFERENCES AND DATA RIGHTS

You can exercise rights over your data by emailing support@pocketnest.com.

Cookies

Cookies are text files placed on your computer to collect standard Internet log information and visitor behavior information.

USERS WITHIN THE UNITED STATES OF AMERICA

We currently only offer services to individuals in the United States of America or US Citizens outside of the US.

CHILDREN

BUDZET is not directed at children under the age of 13, and they may not create an account or otherwise use our platform.

AUTHORIZED SUB PROCESSORS

14. HOW CAN YOU CONTACT US ABOUT THIS POLICY?

If you have any questions, email us at support@afnocorp.com or support@pocketnest.com or contact us:

Afno Financial Holdings Corporation
1612 Coastal Hwy
Lewes, DE 19958
United States

Last updated October 2021